Pick a useful degree.
Finish the course.
That's the takeaway in Casselman's article.
While you dawdle in school, debts pile onto debts and if you don't go for a skill degree, then income to pay the loans back and to start a home or family just isn't going to be there.
Source at http://fivethirtyeight.com/features/the-rent-is-less-damn-high/ , scroll down past the rents section to the schooling part.